Bihar ₹10,000 Scheme 2025: Apply Online for Mukhyamantri Mahila Rojgar Yojana (Up to ₹2 Lakh)

The state of Bihar has launched a significant financial initiative, often referred to as the Bihar ₹10,000 Scheme, under the banner of the Mukhyamantri Mahila Rojgar Yojana (MMRY). This ambitious scheme is designed to catalyze entrepreneurship and economic self-reliance among the state’s women by providing crucial initial capital and subsequent, substantial support for starting or scaling small businesses.

Launched with the goal of touching millions of lives, the scheme has rapidly become a central component of Bihar’s strategy for women’s empowerment and inclusive development.

What is the Bihar ₹10,000 Scheme (MMRY)?

The Mukhyamantri Mahila Rojgar Yojana (MMRY) is a flagship welfare program by the Government of Bihar, primarily focused on empowering women through self-employment and livelihood opportunities.

Key Highlights of the Scheme

• Initial Financial Assistance: The core of the scheme involves an initial grant of ₹10,000 transferred directly into the bank account of an eligible woman from each family via Direct Benefit Transfer (DBT). This amount acts as seed money to start a small business.
• Extended Financial Support: This initial amount is just the beginning. The scheme offers the potential for additional financial support of up to ₹2 lakh based on the performance and expansion plan of the woman’s enterprise.
• Target Beneficiaries: The scheme is extensive, aiming to provide financial assistance to one woman from each family in the state. Recent updates indicate that the government is targeting over 1.5 crore women beneficiaries in total.
• Implementation Agency: The scheme is primarily driven by the Rural Development Department and is heavily routed through the existing network of Jeevika Self-Help Groups (SHGs), particularly for women in rural areas.

Bihar ₹10,000 Scheme Details

Feature	Detail
Name	Mukhyamantri Mahila Rojgar Yojana (MMRY)
Purpose	To provide capital to women for starting their own small businesses/livelihood activities.
Initial Grant	₹10,000 per eligible woman, transferred via DBT (Direct Benefit Transfer).
Maximum Potential Aid	Up to ₹2 Lakh in subsequent phases, based on business performance and expansion needs.
Beneficiary	One woman from each family in Bihar.
Key Eligibility	Must be a resident of Bihar, typically 18-60 years old, and often linked with the Jeevika Self-Help Group (SHG) network. The family should not be Income Tax Payers/Government employees.
Application	Primarily through Jeevika SHGs (Rural) or online via the official portal (mmry.brlps.in) (Urban).

Mahila 10,000 Yojana List and Eligibility (Mahila Rojgar Yojana List 2025)

The eligibility criteria are designed to ensure the benefits reach the intended population of women aiming for self-employment. The scheme’s focus on connecting with women through Self-Help Groups (SHGs) has streamlined the process of identification and verification.

Eligibility Criteria

To be eligible for the Mukhyamantri Mahila Rojgar Yojana, an applicant must generally meet the following conditions:

• The applicant must be a permanent resident of Bihar state.
• The applicant’s age must be between 18 and 60 years.
• The scheme generally targets married women who are active members of a Jeevika Self-Help Group (SHG), especially for those in rural areas.
• The applicant or her husband should not be an Income Tax Payer (Income Tax Assessee).
• The applicant or her husband should not be in government service (regular or contractual).
• The financial assistance is provided to one woman from each family.

Mukhyamantri Mahila Rojgar Yojana Bihar List

The lists, or tranches, of beneficiaries are processed and payments are made in phases.

Phased Disbursement: The disbursement of the initial ₹10,000 grant is executed in various phases or installments. In recent months (late 2025), significant amounts have been transferred to millions of beneficiaries in multiple phases, with reports citing that over 1.5 crore applications have been approved.

DBT System: The government utilizes the Direct Benefit Transfer (DBT) system to ensure the funds are transferred directly into the bank accounts of the women beneficiaries, eliminating intermediaries and delays.

Official List Access: The official list of beneficiaries or the status of the transfer is typically managed by the implementing department, which is the Rural Development Department/Jeevika. The relevant information may be available on the official Jeevika portal (mmry.brlps.in) or other designated government websites. However, the sheer volume of beneficiaries means that the list is dynamic and constantly being updated.

Mahila 10000 Yojana Bihar Online Apply and Status Check

The application and status check process for the Mukhyamantri Mahila Rojgar Yojana (MMRY) is primarily managed through the official portal to ensure transparency and efficiency.

Mukhyamantri Mahila Rojgar Yojana Bihar Online Apply

While the core of the scheme leverages the existing structure of Jeevika Self-Help Groups (SHGs) in rural areas for application and verification, a dedicated online portal has been established for broader access.

1. Visit the Official Portal: The applicant should check the official website of the scheme, often hosted by the Bihar Rural Livelihoods Promotion Society (BRLPS/Jeevika), such as mmry.brlps.in.
2. Registration/Login: Locate the link for “Registration/Log in” on the main page.
3. Fill the Application Form: A detailed application form must be filled out with personal, family, and bank account details. Urban women who are not associated with SHGs can also find a dedicated application link on the Jeevika website.
4. Document Upload: Essential documents, including proof of residence, age, marital status (if applicable), and bank account details, must be uploaded.
5. Submission: After reviewing all details, the application is submitted.

Crucial Note: It is often mandatory for selected women to undergo a training session to enhance their entrepreneurial skills before the full assistance is provided.

Mukhyamantri Mahila Rojgar Yojana Bihar Status Check

For beneficiaries who have already applied, checking the status of the form and payment is a critical step.

1. Visit the Official Portal: Navigate to the designated MMRY website (e.g., mmry.brlps.in).
2. Status Check Section: Look for a link related to “Application Status” or “Payment Status”.
3. Enter Details: You will typically need to enter specific identifying details, such as your Aadhaar number or Application ID, to track the status of your form processing and the direct transfer of the ₹10,000 grant to your bank account.

Impact and Future Scope (Mahila Rojgar Yojana List 2025)

The Bihar ₹10,000 Scheme is not just a direct cash transfer; it is a major investment in the state’s human capital, particularly its women. The scheme aims to achieve long-term economic and social transformation.

Focus on Entrepreneurship

The assistance is specifically for initiating or supporting livelihood activities. The funds are intended for businesses in sectors such as:

• Agriculture and Animal Husbandry
• Handicrafts and Weaving
• Tailoring and Beauty Services
• Rural Retail and Small-Scale Enterprises

The subsequent ₹2 lakh in financial support is crucial, as it provides a pathway for these fledgling businesses to scale up significantly. This two-stage financial model encourages sustainability and growth.

Conclusion

The scheme has cemented the state government’s commitment to women’s empowerment, building on earlier successful initiatives like the 50% reservation for women in Panchayats and the 35% quota in state government jobs. The massive outreach through the Jeevika network and the direct transfer of funds has been credited with significantly boosting the political participation and support from the women voter base, who are increasingly recognized as a decisive electoral bloc in the state. The rising women voter turnout demonstrates their heightened political and social awareness, much of which is attributed to these welfare and economic empowerment programs.

The MMRY is a powerful example of how targeted welfare schemes can translate into genuine economic empowerment, providing a tangible pathway for women to transition from being beneficiaries to being full-fledged economic agents. The initiative to create 1 crore ‘Lakhpati Didis’ (Sisters earning over ₹1 lakh annually) is part of the larger vision, demonstrating the state’s focus on long-term prosperity.

Bihar ₹10,000 Scheme F.A.Q.

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